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ForeCare fixed annuity helps defray long-term care costs without destroying retirement savings. ForeCare combines traditional fixed annuity features with additional benefits available for long-term care costs. This combination helps to prevent asset erosion of your client’s wealth and your assets under management (AUM) due to long-term care needs.
ForeCare offers your clients an effective way to help address the most serious threat to their retirement savings — the likelihood of needing long-term care services.
1The ForeCare Multiplier provides two or three times (subject to underwriting eligibility) the amount of the contract value in long-term care (LTC) coverage to spend on actual incurred qualified LTC expenses (monthly reimbursement limits apply). These benefits are only available to use for a qualified LTC expense and will not become part of the contract value or death benefit. Withdrawals, other than for qualified LTC expenses, will adversely affect the amount of future coverage.
2Not available in AZ.
3Net of any optional rider charges if elected.